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Your Gold account includes family travel insurance which offers comprehensive cover when travelling.

An excess is the amount the Insurer will deduct from a claim. This amount is payable per beneficiary claiming, per claim registered. Where a single incident gives rise to a claim under two or more benefits, only one excess will be payable per beneficiary.

For details of the excess that will be deducted from a claim, please see the `Gold Schedule of benefits` table of our Travel Insurance Guide (PDF).

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